Traditional Long Term Care

• Provides for the most affordable coverage
• Customization
• Inflation protection available

Hybrid Long Term Care

• Guaranteed Premiums
• Guaranteed Liquidity
• Flexibility
• Simplified underwriting

Life Insurance with Living Benefits Rider

• Guaranteed Premiums
• Potential Cash Value Accumulation
• Guaranteed Death Benefit

Sample Long Term Care Analysis

Long Term Care Myth Busters

Reimbursement Vs. Indemnity