facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog search brokercheck brokercheck Play Pause

Innovative Financial Tools

Planning Processes


Our firm’s core unique process is called the “Secure Future Advisor Process”.  We are looking to cultivate a relationship built on mutual respect with someone who is open to guidance and coaching, someone we describe as our Right-Fit Client  

Please take a few minutes to view the video to better understand our culture and planning philosophy.

Step One: The Candid Conversion

Step Two: The Evaluation Snapshot

Step Three: The Clear Direction

Step Four: The Implementation Road Map

Step Five: The Stewardship Review

Advisory services offered through Valmark Advisers, Inc., A SEC Registered Investment Advisor. Securities offered through Valmark Securities, Inc., Member FINRA, SIPC. 130 Springside Dr., Ste. 300, Akron, Ohio 44333. 800-765-5201. Secure Future Advisors, LLC and Secure Future Tax Advisors, LLC are separate entities from Valmark Securities, Inc. and Valmark Advisers, Inc

Depending on your objectives and stage of life, below you will find our unique processes to help you build a more secure future:


icon Achieving Retirement Clarity™ (ARC)

Achieving Retirement Clarity™ (ARC)


Whether retirement is one of your top financial priorities or still a little ways off for you, Achieving Retirement Clarity™ (ARC) is an important next step to take. The ARC Process™ is designed to address your retirement planning and preparation needs by laying out a clear step-by-step approach to building up your retirement fund

 Achieving Retirement Clarity™ (ARC)
iconRetirement Income Survival Kit™ (RISK)

Retirement Income Survival Kit™ (RISK)


You’ve taken all of the right steps to prepare for your dream retirement, but do you know how to properly budget your finite retirement fund? The Retirement Income Survival Kit™ (RISK) is intended to help you effectively preserve and manage your retirement savings. The RISK Process™ offers access to customizable and holistic planning tools that will safeguard your retirement from unsavory risks.

 
Retirement Income Survival Kit™ (RISK)
iconThe Optimized Portfolio System® (TOPS®)

The Optimized Portfolio System® (TOPS®)


Overseeing the management of your investments is a time consuming and often strenuous process. The Optimized Portfolio System® (TOPS®) simplifies the preservation and growth of your portfolio by creating a service where you can select, screen, report and rebalance your exchange-traded funds all in one centralized location.

iconFocused Planning™

Focused Planning™


Developing a comprehensive financial plan that strategically addresses and improves every aspect of your financial picture is no small task. Valmark’s unique Focused Planning™ modules offer the opportunity to take an in depth look at all current and future financial needs, isolate potential issues and determine appropriate solutions.

iconLife Assurance 360™

Life Assurance 360™


The relationships you build are one of life’s most precious gifts, make sure your loved ones are cared for once you’ve passed with Life Assurance 360™. Using the LA360™ process, we’ll educate you on the trade-offs between life insurance policies so you’re able to make a well informed decision using the most accurate information.

iconThe Life Settlement Advocacy Program™

The Life Settlement Advocacy Program™


You are our greatest asset; therefore, it’s our job to be your biggest advocate. We’ll use The Life Settlement Advocacy Program™ to help broker and guide you through life settlement transactions with the utmost care. Our compliance-oriented system will aid us in securing you the greatest value for your policy.


In a life settlement agreement, the current life insurance policy owner transfers the ownership and beneficiary designations to a third party, who receives the death proceeds at the passing of the insured. As a result, the buyer has a financial interest in the seller’s death. When an individual decides to sell their policy, he or she must provide complete access to his or her medical history, and other personal information, that may affect his or her life expectancy. This information is requested during the initial application for a life settlement. After the completion of the sale, there may be an ongoing obligation to disclose similar and additional information at a later date. A life settlement may affect the seller’s eligibility for certain public assistance programs, such as Medicaid, and there may be tax consequences. Individuals should discuss the taxation of the proceeds received with their tax advisor. ValMark Securities, Inc. supervises all life settlements as a security transaction. ValMark Securities, Inc. and its registered representatives act as brokers on the transaction and may receive a fee from the purchaser.